Voya Retirement Conservative Port I
Name
Price
Aum/Mkt Cap
YIELD & DIV
Exp Ratio
Watchlist
Vitals
YTD Return
-22.7%
1 yr return
-6.8%
3 Yr Avg Return
4.1%
5 Yr Avg Return
3.9%
Net Assets
$362 M
Holdings in Top 10
100.0%
52 WEEK LOW AND HIGH
Expenses
OPERATING FEES
Expense Ratio 0.62%
SALES FEES
Front Load N/A
Deferred Load N/A
TRADING FEES
Turnover 26.00%
Redemption Fee N/A
Min Investment
Standard (Taxable)
$0
IRA
N/A
Fund Classification
Fund Type
Open End Mutual Fund
Investment Style
Allocation--15% to 30% Equity
Name
Price
Aum/Mkt Cap
YIELD & DIV
Exp Ratio
Watchlist
IRCPX - Profile
Distributions
- YTD Total Return -22.7%
- 3 Yr Annualized Total Return 4.1%
- 5 Yr Annualized Total Return 3.9%
- Capital Gain Distribution Frequency Semi-Annually
- Net Income Ratio 1.46%
- Dividend Yield 2.8%
- Dividend Distribution Frequency Annually
Fund Details
-
Legal NameVoya Retirement Conservative Portfolio
-
Fund Family NameVoya
-
Inception DateOct 31, 2007
-
Shares OutstandingN/A
-
Share ClassInst
-
CurrencyUSD
-
Domiciled CountryUnited States
-
ManagerPaul Zemsky
Fund Description
The Portfolio invests in a combination of underlying funds according to a model that is intended to reflect an allocation of approximately 27% of the Portfolio's assets in equity securities and 73% of the Portfolio's assets in fixed-income securities. The actual amount of Portfolio assets invested in equity securities may vary at any time and may range from 15% to 45% of its assets in equity securities and from 55% to 85% of its assets in fixed-income securities.
IRCPX - Performance
Return Ranking - Trailing
| Period | IRCPX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | -22.7% | -35.2% | 8.0% | 98.57% |
| 1 Yr | -6.8% | -17.5% | 15.5% | 55.00% |
| 3 Yr | 4.1%* | -2.6% | 9.8% | 9.09% |
| 5 Yr | 3.9%* | -3.6% | 7.2% | 6.92% |
| 10 Yr | 4.3%* | 1.2% | 6.2% | 18.18% |
* Annualized
Return Ranking - Calendar
| Period | IRCPX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2021 | 0.3% | -8.5% | 3.8% | 34.56% |
| 2020 | 5.9% | -16.2% | 11.1% | 20.31% |
| 2019 | 8.6% | 3.0% | 10.9% | 25.00% |
| 2018 | -7.2% | -14.7% | -1.2% | 56.80% |
| 2017 | 3.8% | -3.3% | 14.3% | 53.72% |
Total Return Ranking - Trailing
| Period | IRCPX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| YTD | -22.7% | -35.2% | 8.0% | 98.57% |
| 1 Yr | -6.8% | -21.0% | 15.5% | 47.14% |
| 3 Yr | 4.1%* | -3.7% | 9.8% | 9.09% |
| 5 Yr | 3.9%* | -4.0% | 7.2% | 6.92% |
| 10 Yr | 4.3%* | 1.2% | 6.2% | 17.27% |
* Annualized
Total Return Ranking - Calendar
| Period | IRCPX Return | Category Return Low | Category Return High | Rank in Category (%) |
|---|---|---|---|---|
| 2021 | 0.3% | -8.5% | 3.8% | 34.56% |
| 2020 | 5.9% | -16.2% | 11.1% | 20.31% |
| 2019 | 8.6% | 3.0% | 10.9% | 25.00% |
| 2018 | -2.5% | -14.7% | 0.4% | 15.20% |
| 2017 | 7.8% | -3.3% | 17.4% | 19.83% |
NAV & Total Return History
IRCPX - Holdings
Concentration Analysis
| IRCPX | Category Low | Category High | IRCPX % Rank | |
|---|---|---|---|---|
| Net Assets | 362 M | 1.58 M | 6.08 B | 46.85% |
| Number of Holdings | 6 | 3 | 7774 | 97.90% |
| Net Assets in Top 10 | 365 M | -56 M | 5.07 B | 37.76% |
| Weighting of Top 10 | 100.00% | 10.9% | 100.0% | 1.49% |
Top 10 Holdings
- Voya US Bond Index Port I 66.10%
- Voya US Stock Index Port I 17.84%
- Voya Short Term Bond R6 8.37%
- Voya International Index Port I 2.89%
- Voya Russell Mid Cap Index Port I 2.85%
- Voya Emerging Markets Index Port I 1.96%
Asset Allocation
| Weighting | Return Low | Return High | IRCPX % Rank | |
|---|---|---|---|---|
| Bonds | 68.94% | 0.00% | 130.40% | 48.95% |
| Stocks | 25.69% | -1.95% | 57.00% | 19.58% |
| Cash | 4.65% | -54.98% | 76.00% | 60.14% |
| Convertible Bonds | 0.72% | 0.00% | 3.97% | 81.82% |
| Preferred Stocks | 0.00% | 0.00% | 3.73% | 76.92% |
| Other | 0.00% | -3.09% | 22.34% | 76.22% |
Stock Sector Breakdown
| Weighting | Return Low | Return High | IRCPX % Rank | |
|---|---|---|---|---|
| Technology | 22.59% | 0.00% | 25.62% | 3.50% |
| Financial Services | 14.31% | 0.00% | 20.10% | 58.74% |
| Healthcare | 12.63% | 0.00% | 19.76% | 48.95% |
| Consumer Cyclical | 11.72% | 0.00% | 19.49% | 13.99% |
| Industrials | 9.35% | 0.00% | 29.86% | 79.72% |
| Communication Services | 8.37% | 0.00% | 11.71% | 18.18% |
| Consumer Defense | 6.62% | 0.00% | 22.77% | 57.34% |
| Energy | 4.20% | 0.00% | 27.98% | 72.03% |
| Basic Materials | 3.79% | 0.00% | 12.77% | 72.73% |
| Real Estate | 3.38% | 0.00% | 78.69% | 69.23% |
| Utilities | 3.05% | 0.00% | 91.26% | 47.55% |
Stock Geographic Breakdown
| Weighting | Return Low | Return High | IRCPX % Rank | |
|---|---|---|---|---|
| US | 20.70% | -1.96% | 56.43% | 21.68% |
| Non US | 4.99% | -2.14% | 14.08% | 54.55% |
Bond Sector Breakdown
| Weighting | Return Low | Return High | IRCPX % Rank | |
|---|---|---|---|---|
| Government | 41.30% | 0.00% | 62.10% | 25.87% |
| Securitized | 25.36% | 0.00% | 61.25% | 29.37% |
| Corporate | 23.58% | 0.00% | 73.91% | 67.13% |
| Cash & Equivalents | 9.10% | 1.69% | 100.00% | 55.24% |
| Municipal | 0.66% | 0.00% | 20.03% | 13.29% |
| Derivative | 0.00% | 0.00% | 23.66% | 71.33% |
Bond Geographic Breakdown
| Weighting | Return Low | Return High | IRCPX % Rank | |
|---|---|---|---|---|
| US | 64.73% | 0.00% | 130.40% | 20.98% |
| Non US | 4.21% | -1.54% | 27.51% | 88.11% |
IRCPX - Expenses
Operational Fees
| IRCPX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Expense Ratio | 0.62% | 0.11% | 3.16% | 79.72% |
| Management Fee | 0.24% | 0.00% | 1.25% | 60.84% |
| 12b-1 Fee | N/A | 0.00% | 1.00% | N/A |
| Administrative Fee | N/A | 0.01% | 0.70% | 59.63% |
Sales Fees
| IRCPX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Front Load | N/A | 3.00% | 5.75% | N/A |
| Deferred Load | N/A | 1.00% | 4.50% | N/A |
Trading Fees
| IRCPX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Max Redemption Fee | N/A | 1.00% | 2.00% | N/A |
Related Fees
Turnover provides investors a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.
| IRCPX Fees (% of AUM) | Category Return Low | Category Return High | Rank in Category (%) | |
|---|---|---|---|---|
| Turnover | 26.00% | 6.00% | 318.00% | 29.37% |
IRCPX - Distributions
Dividend Yield Analysis
| IRCPX | Category Low | Category High | IRCPX % Rank | |
|---|---|---|---|---|
| Dividend Yield | 2.82% | 0.00% | 8.70% | 80.42% |
Dividend Distribution Analysis
| IRCPX | Category Low | Category High | Category Mod | |
|---|---|---|---|---|
| Dividend Distribution Frequency | Annually | Annually | Monthly | Quarterly |
Net Income Ratio Analysis
| IRCPX | Category Low | Category High | IRCPX % Rank | |
|---|---|---|---|---|
| Net Income Ratio | 1.46% | -1.30% | 3.99% | 57.97% |
Capital Gain Distribution Analysis
| IRCPX | Category Low | Category High | Capital Mode | |
|---|---|---|---|---|
| Capital Gain Distribution Frequency | Semi-Annually | Annually | Semi-Monthly | Annually |
Dividend Payout History
| Date | Amount | Type |
|---|---|---|
| Jul 15, 2019 | $0.434 | OrdinaryDividend |
| Jul 16, 2018 | $0.200 | OrdinaryDividend |
| Jul 17, 2017 | $0.155 | OrdinaryDividend |
| Jul 15, 2016 | $0.155 | OrdinaryDividend |
| Jul 15, 2015 | $0.167 | OrdinaryDividend |
| Jul 15, 2014 | $0.325 | OrdinaryDividend |
| Jul 17, 2013 | $0.331 | OrdinaryDividend |
| Jul 15, 2010 | $0.018 | OrdinaryDividend |
IRCPX - Fund Manager Analysis
Managers
Paul Zemsky
Start Date
Tenure
Tenure Rank
Dec 31, 2007
14.42
14.4%
Paul Zemsky is the chief investment officer and founder of the Multi-Asset Strategies and Solutions Team (MASS) at Voya Investment Management. He is responsible for the firm’s suite of value-added, customized and off-the-shelf products and solutions that are supported by the team’s asset allocation, manager research, quantitative research, portfolio implementation and multi-manager capabilities. Prior to joining the firm, he co-founded CaliberOne Private Funds Management, a macro hedge fund. Paul began his career at JPMorgan Investment Management, where he held a number of key positions, including head of investments for over $300 Billion of Fixed Income assets. Paul is a member of the firm’s Management Committee and a board member of Pomona Capital. He holds a dual degree in finance and electrical engineering from the Management and Technology Program at the University of Pennsylvania and holds the Chartered Financial Analyst® designation.
Barbara Reinhard
Start Date
Tenure
Tenure Rank
May 01, 2018
4.08
4.1%
Barbara Reinhard CFA, Portfolio Manager, joined Voya in 2016. Ms. Reinhard is the head of asset allocation for Multi-Asset Strategies and Solutions (“MASS”) at Voya Investment Management. In this role, she is responsible for strategic and tactical asset allocation decisions for the MASS team’s multi-asset strategies. Prior to joining Voya, Ms. Reinhard was the chief investment officer for Credit Suisse Private Bank in the Americas from 2011 to 2016. In that role, she managed discretionary multi-asset portfolios, was a member of the global asset allocation committee, and the pension investment committee. Prior to that, Ms. Reinhard spent 20 years of her career at Morgan Stanley.
Tenure Analysis
| Category Low | Category High | Category Average | Category Mode |
|---|---|---|---|
| 0.09 | 26.96 | 6.14 | 1.92 |